{"id":7612,"date":"2019-02-13T00:00:00","date_gmt":"2019-02-13T00:00:00","guid":{"rendered":"https:\/\/wpmigr.edinburghbicycle.com\/blog\/how-to-pay-for-your-bike"},"modified":"2026-02-24T12:50:36","modified_gmt":"2026-02-24T12:50:36","slug":"how-to-pay-for-your-bike","status":"publish","type":"post","link":"https:\/\/blog.citrus-lime.com\/ebco\/blog\/how-to-pay-for-your-bike","title":{"rendered":"How to pay for your bike"},"content":{"rendered":"<p><img decoding=\"async\" class=\"aligncenter\" style=\"max-width: 600px\" src=\"https:\/\/www.edinburghbicycle.com\/info\/wp-content\/uploads\/sites\/222\/2025\/04\/5916_1787_9025_aob-bicycle-coop.jpg\" alt=\"aob-bicycle-coop.jpg\" \/><\/p>\n<p>Need (or just really want) a new bike? We have several ways to pay to make it that little bit easier for you.<\/p>\n<p>Of course, you can pay in full at the time of purchase. If that\u2019s easiest for you, that\u2019s great.<\/p>\n<p>However, if you want to spread the cost (or even save yourself some money), here are three other ways to pay:<\/p>\n<h2>Cycle To Work<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter\" style=\"max-width: 600px\" src=\"https:\/\/www.edinburghbicycle.com\/info\/wp-content\/uploads\/sites\/222\/2025\/04\/1716_1787_9028_victoria-7.jpg\" alt=\"victoria-7.jpg\" \/><\/p>\n<p>A Cycle to Work scheme is a great way of getting saving up to 42% off the price of your bike. Plus you\u2019ll be able to spread the cost over an agreed term e.g. 12 months.<\/p>\n<p>Our scheme is called Bike to Work but we also accept vouchers for Cyclescheme, Bike2Work, Cycleplus, Halfords (Cycle2Work) Salary Exchange and Green Commute Initiative. If your employer hasn\u2019t signed up to any Cycle to Work scheme, send them\u00a0this link\u00a0so you (and all your colleagues) can save.<\/p>\n<p>Recent announcements by the Department of Transport also mean that it may be possible to buy a bike over the current \u00a31,000 limit. Perfect if you\u2019re looking to buy a higher priced or electric bike.<\/p>\n<p><a href=\"https:\/\/www.edinburghbicycle.com\/info\/cycle-to-work-scheme\" target=\"_blank\" rel=\"noopener\"> Learn more &gt;<\/a><\/p>\n<h2>Interest Free Credit<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter\" style=\"max-width: 600px\" src=\"https:\/\/www.edinburghbicycle.com\/info\/wp-content\/uploads\/sites\/222\/2025\/04\/3516_1787_9025_jpov.jpg\" alt=\"jpov.jpg\" \/><\/p>\n<p>Instead of having to pay for your new bike and cycling kit all at once, you can spread the cost with 0% interest (that means there is no extra cost for spreading the cost). Depending on how much you\u2019re spending, you can take up to 24 months to pay back the cost of your purchase without having to pay anything extra.<\/p>\n<p>It doesn\u2019t take long to apply and you can do it online, in store or by phone.<\/p>\n<p><a href=\"https:\/\/www.edinburghbicycle.com\/info\/finance\" target=\"_blank\" rel=\"noopener\"> Learn more &gt; <\/a><\/p>\n<h2>E-Bike Loan<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter\" style=\"max-width: 600px\" src=\"https:\/\/www.edinburghbicycle.com\/info\/wp-content\/uploads\/sites\/222\/2025\/04\/4116_1787_9026_kalkhoff-urban-durban.jpg\" alt=\"kalkhoff-urban-durban.jpg\" \/><\/p>\n<p>If you\u2019re in Scotland and are buying an electric bike, the Energy Saving Trust is offering an interest free loan for both individuals and businesses. For personal loans, you can borrow up to \u00a36,000 per household with a repayment period of four years. For businesses, loans of up to \u00a330,000 are available with repayment terms of up to four years.<\/p>\n<p>Applications for these electric bike loans are made directly to the Energy Saving Trust.<\/p>\n<p><a href=\"https:\/\/www.edinburghbicycle.com\/info\/blog\/extra-700000-scottish-electric-bike-loan-funding-scheme\" target=\"_blank\" rel=\"noopener\"> Learn more about personal loans &gt; <\/a><\/p>\n<p><a href=\"https:\/\/energysavingtrust.org.uk\/grants-and-loans\/ebike-business-loan\/\" target=\"_blank\" rel=\"noopener\"> Learn more about business loans &gt; <\/a><\/p>\n<h2>4. E-Cargo Bike Grant<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter\" style=\"max-width: 600px\" src=\"https:\/\/www.edinburghbicycle.com\/info\/wp-content\/uploads\/sites\/222\/2025\/04\/6316_1787_9027_tn-batten-straps-gsd-lifestyle.jpg\" alt=\"tn-batten-straps-gsd-lifestyle.jpg\" \/><\/p>\n<p>There are two grants for electric cargo bikes available!<\/p>\n<p>To support green last mile deliveries, the Department of Transport is now accepting applications from businesses for grants to purchase e-cargo bikes.\u00a0This funding is available to limited companies, sole traders, partnerships, charities and not-for-profit organisations who operate in England. Public, community or third sector organisations are also eligible providing they meet the eligibility criteria.<\/p>\n<p><a href=\"https:\/\/energysavingtrust.org.uk\/ecargo-bike-grant-fund-awarded-to-local-authorities-and-businesses\/\" target=\"_blank\" rel=\"noopener\"> Learn more about Department of Transport e-cargo bike grants &gt; <\/a><\/p>\n<p>To increase cargo bike usage in Edinburgh and the Lothians by community groups (and in some circumstances other organisations), Spokes is funding grants for electric cargo bikes.<\/p>\n<p><a href=\"http:\/\/www.spokes.org.uk\/documents\/advice\/cargo-bikes\/\" target=\"_blank\" rel=\"noopener\"> Learn more about Spokes e-cargo bike grants &gt; <\/a><\/p>\n<hr \/>\n<h2>What\u2019s Next<\/h2>\n<p>Now you know how to pay for your bike, all you need to do now is choose which bike you want!<br \/>\n* Thinking of electric? Read\u00a0 <a href=\"https:\/\/www.edinburghbicycle.com\/info\/blog\/best-electric-bikes-kalkhoff\" target=\"_blank\" rel=\"noopener\"> Best Electric Bikes: Kalkhoff <\/a> .<br \/>\n* Or if you\u2019re after your dream hybrid bike, try the\u00a0 <a href=\"https:\/\/www.edinburghbicycle.com\/info\/blog\/whyte-shoreditch-best-hybrid-bikes\" target=\"_blank\" rel=\"noopener\"> Whyte Shoreditch <\/a> .<br \/>\n* Take a look at our\u00a0 <a href=\"https:\/\/www.edinburghbicycle.com\/info\/blog\/best-carbon-road-bikes-for-the-money\" target=\"_blank\" rel=\"noopener\"> Best Carbon Road Bikes for the Money <\/a> \u00a0if you\u2019re after something quick!<br \/>\n* For mountain bikes, read our\u00a0 <a href=\"https:\/\/www.edinburghbicycle.com\/info\/blog\/whyte-mountain-bike-reviews\" target=\"_blank\" rel=\"noopener\"> Whyte Mountain Bike Reviews <\/a> .<\/p>\n<p><a href=\"https:\/\/www.edinburghbicycle.com\/bikes\"><img decoding=\"async\" style=\"max-width: 600px\" src=\"https:\/\/www.edinburghbicycle.com\/info\/wp-content\/uploads\/sites\/222\/2025\/04\/9316_1703_1540_shop-all-landing-page-banner.jpg\" alt=\"shop-all-landing-page-banner.jpg\" \/><\/a><\/p>\n<p><a href=\"https:\/\/www.edinburghbicycle.com\/bikes\/electric-bikes\"><img decoding=\"async\" style=\"max-width: 600px\" src=\"https:\/\/www.edinburghbicycle.com\/info\/wp-content\/uploads\/sites\/222\/2025\/04\/8716_1590_1794_shop-all-ebikes.jpg\" alt=\"shop-all-ebikes.jpg\" \/><\/a><\/p>\n<div class=\"blog-entry-social-media\"><\/div>\n<div class=\"blog-entry-tags\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>We have several ways to pay for your new bike (and cycling kit) including Cycle to Work, Interest Free Credit or use an Energy Saving Trust loan.<\/p>\n","protected":false},"author":239,"featured_media":816,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"_EventAllDay":false,"_EventTimezone":"","_EventStartDate":"","_EventEndDate":"","_EventStartDateUTC":"","_EventEndDateUTC":"","_EventShowMap":false,"_EventShowMapLink":false,"_EventURL":"","_EventCost":"","_EventCostDescription":"","_EventCurrencySymbol":"","_EventCurrencyCode":"","_EventCurrencyPosition":"","_EventDateTimeSeparator":"","_EventTimeRangeSeparator":"","_EventOrganizerID":[],"_EventVenueID":[],"_OrganizerEmail":"","_OrganizerPhone":"","_OrganizerWebsite":"","_VenueAddress":"","_VenueCity":"","_VenueCountry":"","_VenueProvince":"","_VenueState":"","_VenueZip":"","_VenuePhone":"","_VenueURL":"","_VenueStateProvince":"","_VenueLat":"","_VenueLng":"","_VenueShowMap":false,"_VenueShowMapLink":false,"footnotes":""},"categories":[19],"tags":[],"class_list":["post-7612","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-customer-services"],"featured_image_src":"https:\/\/blog.citrus-lime.com\/ebco\/wp-content\/uploads\/sites\/222\/2025\/04\/1716_1787_9028_victoria-7.jpg","author_info":{"display_name":"edinburghbicycle","author_link":"https:\/\/blog.citrus-lime.com\/ebco\/blog\/author\/edinburghbicycle"},"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"We have several ways to pay for your new bike (and cycling kit) including Cycle to Work, Interest Free Credit or use an Energy Saving Trust loan.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"edinburghbicycle\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.edinburghbicycle.com\/info\/blog\/how-to-pay-for-your-bike\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_GB\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Edinburgh Bicycle Cooperative - Owned by cyclists for cyclists. 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